Aerial view of Charlotte County Florida waterfront homes and canals
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The Insider's Guide toMoving to Charlotte County

What I tell people on the phone before they move: real costs, honest area comparisons, flood zones, insurance, and bridge heights, so you don't get surprised.

Area-by-area comparison
Flood zone & insurance cheat sheet
What to check on a post-hurricane home
From Leo, licensed in Charlotte County since 2002

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266
Clear or Partly Cloudy Days a Year (NOAA, Fort Myers)
$0
State Income Tax
7%
Sales Tax
2002
Licensed in Charlotte County Since
What You'll Learn

What's in the Guide

Not generic Florida content. It's Charlotte County specific, from a broker who has been licensed in Charlotte County since 2002.

Neighborhood-by-Neighborhood Breakdown

Punta Gorda, Port Charlotte, Englewood, Boca Grande, Rotonda West, Deep Creek. Honest pros and cons of each so you pick the right fit for your lifestyle and budget.

True Cost of Living

What you'll actually pay for housing, property taxes, insurance, groceries, and utilities. Real numbers, not state averages.

Schools & Education

Public, charter, and private school options, and where to look up school zones, programs, and state grades yourself.

Healthcare & Medical

HCA Florida Fawcett Hospital, AdventHealth Port Charlotte, and HCA Florida Englewood Hospital, plus tips on finding doctors and checking networks.

Waterfront & Boating Lifestyle

Bridge clearances, salt vs. fresh water, sailboat vs. powerboat canals, and marina options. Port Charlotte powerboat canals have 10 ft bridges, so check clearance for your boat.

Weather, Hurricanes & Insurance

Month-by-month climate guide, hurricane season prep, flood zone basics, and what to expect for homeowner's insurance.

Jobs & Economy

Major employers, the main industries, airports, and checking internet service by address.

Lifestyle & Recreation

Golf courses, fishing, beaches, kayaking, farmers markets, downtown dining, and the cultural scene, month by month.

Why People Move Here

Charlotte County, in Plain Terms

You get the Gulf Coast, on the Gulf of America, with home prices that are generally lower than Sarasota or Naples. There's good boating and fishing, but check the water: salt or fresh, sailboat or powerboat access, and bridge heights.

Canal and harbor homes
Prices generally below Sarasota or Naples
About 266 clear or partly cloudy days a year (NOAA, Fort Myers)
No state income tax
Hospitals in Port Charlotte and Englewood
Airport in Punta Gorda (PGD)

Check current prices

Prices change month to month. See current numbers on the market updates page, or call me.

Port Charlotte canal homes aerial view showing waterfront properties and boat docks
Know the Water

Port Charlotte powerboat canals have 10 ft bridges. Check clearance for your boat.

Licensed in Charlotte County Since 2002

Leo Albanes

As a Licensed Real Estate Broker with over two decades of hands-on experience in Charlotte County, I've helped a lot of people make this move. I created this guide because I was tired of seeing people overpay, buy in the wrong neighborhood, or get surprised by insurance costs.

This guide is my way of giving you the straight truth, the same advice I'd give a friend who called me up and said “I'm thinking about moving to Charlotte County.”

2002
Licensed Since
Broker
Owner
Leo Albanes, Broker-Owner, Charlotte County Properties Inc.
Common Questions

Frequently Asked Questions

Quick answers. The guide has more detail.

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